Fee-Only & Transparent
We charge a flat advisory fee and earn zero commissions from mutual funds, insurance, or any financial products. What you see is what you pay — nothing more.
SEBI Registered Investment Adviser
Unbiased Financial Advice.
Your Goals. Our Commitment.
Finsenz Wealth Advisory is a fee-only SEBI Registered Investment Adviser (RIA). We earn no commissions — only your interests drive our recommendations. Transparent, conflict-free wealth planning for every life stage.
SEBI Registered RIA
Reg. No.: INA000022598
Reg. No.: INA000022598
BSE Enlistment No. 2522
100% Fee-Only · No Commissions
Fiduciary Standard
Why Choose Us
Financial Planning the Way It Should Be
As a fee-only RIA, we have a legal fiduciary obligation to act in your best interest — always. No hidden charges, no product push, no conflicts of interest.
Goal-Based Planning
Whether it's retirement, your child's education, buying a home, or building wealth — every recommendation is mapped to your specific financial goals and risk profile.
SEBI Regulated & Compliant
Registered with SEBI under the Investment Advisers Regulations, 2013. Your interests are protected by India's top securities regulator.
Comprehensive Approach
We look at your entire financial picture — income, expenses, assets, liabilities, insurance, and tax — before making any recommendation.
Regular Reviews
Life changes — and so should your financial plan. Scheduled annual and interim reviews ensure your portfolio and strategy stay aligned with your evolving goals.
Direct & Accessible
Talk directly with your adviser — not a call centre. We believe in long-term relationships built on clarity, responsiveness, and trust.
What We Offer
Our Advisory Services
Simple, structured plans designed for every stage of your financial journey.
Comprehensive Financial Plan
A full-spectrum plan covering goals, risk profiling, insurance, investments, tax optimisation, and estate planning.
Learn MoreInvestment Portfolio Review
Independent review of your existing portfolio — mutual funds, direct equity, PMS — with unbiased recommendations.
Learn MoreRetirement Planning
Calculate your retirement corpus, build a sustainable withdrawal strategy, and navigate NPS, PPF, and EPFO efficiently.
Learn More
Our Process
How We Work Together
A simple, transparent four-step process from first conversation to ongoing advisory.
1
Free Discovery Call
30-minute no-obligation call to understand your situation, goals, and whether we're the right fit for you.
2
Risk Profiling & Data Gathering
Complete a SEBI-compliant risk profiling questionnaire and share your current financial data securely.
3
Advisory Delivery
Receive a detailed, written financial plan or investment advisory report within the agreed timeline.
4
Ongoing Review & Support
Regular scheduled reviews, implementation guidance, and ad-hoc support as your life and markets evolve.
Latest Insights
Financial Insights & Education
Practical, jargon-free articles to help you make better money decisions.
💡
Why Fee-Only Advisory Saves You More Than You Think
Hidden trail commissions in regular mutual funds can cost you lakhs over a 20-year investment horizon…
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The SEBI RIA Regulations: What They Mean for Investors
SEBI's Investment Adviser Regulations 2013 created a new class of financial advisers legally obligated to work in your interest…
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Rent vs Buy in 2025: A Numbers-First Analysis
With interest rates stabilising, we run the numbers on renting vs buying in major Indian cities for a middle-income household…
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Get Started
Ready to Take Control of Your Financial Future?
Book a free 30-minute discovery call. No obligations, no product pitches — just honest advice.